I am an independent, trained professional Mortgage Brokers licensed to represent and provide YOU with the best advice for your mortgage needs!

A Mortgage Broker's primary expertise is locating funding for mortgage financing. I know where the best rates and products can be found and I also have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain your mortgage financing.

As YOUR Mortgage Broker, I work hard for YOU and NOT the banks!

I am not limited in the products I can offer you. I will seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust/Insurance Company or Private Funds.

There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today's very competitive marketplace intimidates many Canadian homebuyers, like yourself. It actually pays YOU to work with me as your Mortgage Broker because I will represent you and ensure the mortgage you get is the one best suited to your needs and saves you from paying ANY unneccessary interest dollars...which means more money in YOUR pocket!

Choosing the wrong mortgage can cost you thousands of extra dollars. Mortgage Brokers are trained professionals who can help you save on your mortgage dollar.

Don't believe me yet, here are 10 Reasons to use me as YOUR Mortgage Broker!

  •  I have access to different lenders, banks, trust companies, investors and financial institutions.
  •  I can get a quick credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
  •  I am an expert at matching my clients with the best-suited mortgage.
  •  I get mortgage rates at wholesale, guaranteed up to 120 days.
  •  I work for YOU, not the bank. :-)
  •  I am up-to-date on all the mortgage rates, terms and re-payment options available on the market.
  •  I specialize in mortgages and are knowledgeable on current trends.
  •  I work with on a flexible schedule to accomodate my clients family needs.
  •  I WILL save you time and money!
  •  I walk ALL my clients through the process and educate them along way and to ensure my clients are confident with the process and with me.
  • A mortgage is more than a RATE, which is also why using a Mortgage Broker is the best way:

In addition to rates, because mortgage-based financing is the broker's primary business, we have developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.

How do we Mortgage Brokers Find Superior Rates?

Interest rates are a concern to borrowers. Because of our daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.

These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution's portfolio in a particular type of mortgage. We keep up to date and know which lenders to approach first. As a result, mortgage rates obtained by us Brokers are among the best available at the time of placement.

Why should you go to a Mortgage Broker first?

A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.

Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. Your Mortgage Broker is trained to present your mortgage proposal where and how it will get the most immediate, positive result.

You don't call an insurance company for insurance - you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call ME your mortgage broker first!

How do Brokers get better deals than many Banks?

The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.

In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.

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